Terms & Conditions

Last Updated: January 26, 2026

Welcome to Investing Overload (the "Site"). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions (the "Terms"). Please read them carefully. If you do not agree to these Terms, you must not access or use the Site.

1. Educational Purpose Only (The "Not Financial Advice" Disclaimer)

The content provided on Investing Overload—including articles, guides, charts, videos, and newsletters—is for informational and educational purposes only.

  • No Financial Advice: Nothing on this Site constitutes professional financial, legal, tax, or investment advice.

  • No Fiduciary Duty: Your use of this Site does not create a fiduciary, accountant-client, or advisory relationship between you and Investing Overload or its owners.

  • Do Your Own Research: All investment strategies and investments involve risk of loss. You are solely responsible for your own financial decisions. We strongly recommend consulting with a qualified financial advisor, tax professional, or accountant before making any investment decisions.

2. No Professional Relationship

While the owner/editor of this Site may have a background in accounting and assurance, the content published here is generalized and does not constitute professional accounting services or specific advice tailored to your personal situation. The views expressed are personal opinions and should not be interpreted as the official position of any past or current employers.

3. Intellectual Property Rights

Unless otherwise stated, Investing Overload and/or its licensors own the intellectual property rights for all material on this Site. All intellectual property rights are reserved.

  • You may view, download, and print pages for your own personal, non-commercial use.

  • You must not republish, sell, rent, reproduce, or redistribute content from Investing Overload without our express written consent.

4. Third-Party Links & Affiliate Disclosure

This Site may contain links to third-party websites, services, or products that are not owned or controlled by Investing Overload.

  • Affiliate Links: We may participate in affiliate marketing programs. This means we may earn a commission if you click on or make purchases via links on our Site. This comes at no extra cost to you.

  • No Endorsement: The inclusion of any link does not imply endorsement by Investing Overload. We assume no responsibility for the content, privacy policies, or practices of any third-party websites. You access them at your own risk.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Investing Overload, its owners, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the Site.

This includes, but is not limited to, financial losses, lost profits, or data loss resulting from:

  • Your reliance on any information found on the Site.

  • Errors, mistakes, or inaccuracies of content.

  • Any unauthorized access to our servers.

6. Accuracy of Information

We strive to provide accurate and up-to-date information. However, the financial world changes rapidly. We do not warrant that the content on this Site is accurate, complete, reliable, current, or error-free. Past performance of any investment discussed is not indicative of future results.

7. User Conduct

By using this Site, you agree not to:

  • Use the Site in any way that causes, or may cause, damage to the Site or impairment of the availability or accessibility of the Site.

  • Use the Site for any unlawful, illegal, fraudulent, or harmful purpose.

  • Engage in any automated data collection activities (scraping, data mining, etc.) without our express written consent.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located within the Province of Alberta.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

10. Contact Information

If you have any questions about these Terms, please contact us at: